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🏡 In Canada, mortgage default insurance from providers like CMHC, Sagen™, and Canada Guaranty helps qualified buyers purchase a home with as little as 5% down* — making homeownership more achievable than ever! 🔹 How it works: ✅ For homes under $500,000: Minimum down payment is 5% ✅ For homes over $500,000 (up to $1,499,999): • 5% on the first $500,000 • 10% on the amount above $500,000 ✅ For homes $1.5M : Minimum 20% down (mortgage insurance not available) 💡 Example — $600,000 home: • First $
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