The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are not …

4 days ago · In 2026, FDIC insurance covers up to $250,000 per ownership category at each insured bank. This coverage extends to both principal and accrued interest while the account balance …

The FDIC Certificate ID is a number assigned to each head office depository institution by the Federal Deposit Insurance Corporation (FDIC). The Legal Entity Identifier (LEI) is a 20-digit alpha-numeric …

The OIG mission is to deliver credible results that drive meaningful change, enhance integrity and accountability, and maintain public trust in the FDIC.

Apr 21, 2025 · FDIC insurance of bank deposits, providing $2,500 in coverage, took effect on Jan. 1, 1934. The FDIC's stated goal is "to maintain stability and public confidence in the nation's financial...