As Americans approach retirement planning, one message is championed by a leading financial author and motivational speaker.

Gen-Z is seizing control of the narrative when it comes to finances. Seventy-two percent of Gen-Z have moved toward paying ...

You never escape income taxes, but IRAs can help you control when you pay them, possibly lowering your lifetime tax payments.

Waiting until age 70 to retire can offer you some clear financial advantages, including maximum Social Security payments and ...

Roth IRAs allow you to fund your retirement with after-tax dollars while you're working, and then withdraw those ...

The assets held in the IRA, Stocks, Mutual Funds, ETFs, Bonds, etc., often incorporate expense ratios (annual fees expressed ...

Explore seven practical and powerful tax strategies for retirees.

All told, there are numerous benefits to having a Roth 401 (k), so it's not surprising to see that more people opting to save in one. If your workplace retirement plan has a Roth component, it pays to ...

In this case, the choice between Roth IRA and Traditional IRA will depend on your immediate tax situation: if you need to ...

Despite all the perks associated with Roth IRAs, myths have built up around them. Here's the truth about three of those myths ...

Annuities, on the other hand, tend to work best for older savers who are nearing or entering retirement and want or need to ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on Roth IRA conversions.