Credit card debt forgiveness may feel like a commitment, but there are big reasons why it's worth pursuing this July.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

That tempting 20% store discount could end up costing you hundreds in interest charges.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

Average credit card interest rates are calculated from a dataset of over 250 credit cards in the U.S. market. To calculate the average overall credit card interest rate, we use a subset of those ...

Using credit cards to buy gold can provide rewards and convenience but comes with restrictions, high interest rates, and fees ...

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...

Spending to earn rewards can put you in debt if you're unprepared, but you can earn without debt if you spend within your ...

Although the Federal Reserve hasn’t moved its benchmark since December, the average card rate keeps edging higher.

Weston: Generally it’s better to borrow only for something that can grow in value over time. Vacations should be paid out of ...