The third and final piece of the puzzle is market sentiment. This has the power to move markets up or down extremely quickly. Right now, investors are buoyant. Equity markets are at all-time highs, Bitcoin is at an all-time high, and Nvidia just became the first company to hit a $4 trillion market valuation.

Whether you're a new bitcoin holder or an early adopter, you'll need a secure place to store your coins. While you could choose to leave it on a crypto exchange in a custodial wallet -- which means you don't fully own the asset,