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President Trump’s Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement. The
Students will soon only be allowed to take up to $200,000 in federal student loans under President Donald Trump's Big Beautiful Bill.
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Student Loan Rates in July 2025: What Borrowers Need to KnowFederal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%.
The highest rates on federal student loans are for PLUS loan borrowers. PLUS loans are for graduate students and parents of undergraduates. Rates for the 2025-2026 academic year are 8.94%, down ...
The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.
If you have a fixed-rate federal student loan, like most borrowers do, you’ll continue paying the same interest rate regardless of changes to the Fed rate or 10-year Treasury yield. How Congress ...
The highest rates on federal student loans are for PLUS loan borrowers. PLUS loans are for graduate students and parents of undergraduates. Rates for the 2025-2026 academic year are 8.94%, down ...