Millions of public workers received a notice this year and saw something unexpected. The Social Security Administration (SSA) ...

How much money you need in retirement depends on when you plan to retire, what type of lifestyle you want, and other factors. But there are some general guidelines that can steer you in the right ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...

75% of full-time workers have access to employer-sponsored defined contribution plans. Employer and employee contributions to qualified plans are pre-tax, though some plans have Roth options. Defined ...

Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader with more than fourteen years of experience working with print and online publications. Offsets are strategies ...

A main benefit of 401(k) plans and individual retirement accounts is the ability to delay taxes on contributions and investment gains. However, you can’t avoid the tax man forever. “Once you reach a ...

A general rule of thumb is that you should have three times your annual income saved by the time you reach age 40. But there's more to the story than that. The median weekly earnings of someone in the ...

Key legislators on Virginia's budget committees are considering new options for local governments to offset soaring retirement costs for teachers in the next two-year budget.