The Safe Harbor 401(k) is a type of retirement plan designed to provide employers with a simple way to bypass annual nondiscrimination testing. This testing is a complex process that ensures ...

Safe Harbor 401 (k) plans provide numerous advantages for business owners and their employees, including high contribution limits to build retirement savings, significant tax benefits for contributors ...

A safe harbor 401(k) is a great way for small-business owners to reward employees and keep them happy by making generous retirement contributions on their behalf that are immediately vested. And ...

Andy Wang, host of the "Inspired Money" podcast, told NewsNation forgetting a 401(k) could make a “huge difference over the ...

Unlike traditional 401(k) plans, safe harbor plans automatically pass a number of required tests in order to keep your plan tax-qualified and avoid other penalties and costs. These plans can be a ...

Revisions to the Internal Revenue Service’s (IRS) rules governing contributions to safe harbor 401(k) and 403(b) plans make it easier for struggling companies to reduce or suspend those payments. The ...

Our multi-national clients often ask us about the differences between US 401(k) plans and UK Defined Contribution schemes. In the US, Defined Contribution plans are governed by Section 125 of the ...

Lack of awareness among departing employees has left $28 billion in retirement savings languishing in safe-harbor IRAs, ...

SEATTLE--(BUSINESS WIRE)--ShareBuilder 401k, a leading provider of affordable, all-ETF 401(k) plans for small businesses and medium-sized companies, today announced a special offer designed to assist ...

Millions of U.S. workers leave behind retirement funds and investment gains when they change jobs, all because of an employer ...