The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for ...

When saving for retirement, it’s common to have overlapping goals. Most of us want to save enough to generate a comfortable monthly income, avoid outliving our savings and leave something for our ...

When you’re looking ahead to retirement, the limitations of Social Security are one of the key things to be aware of. The sad ...

Learn about variable annuities with living benefit riders, including definitions, rider types, costs, pros, & considerations.

(Dow Jones) A new variable annuity will allow investors to build their portfolio by choosing subaccounts that invest in an increasingly popular class of investments: exchange-traded funds. The ...

I got a letter from my 401 (k) plan saying “Great news!” and that there’s “a new plan benefit offering steady income in ...

This post continues my series about using IRAs, 401k plans, and other retirement savings to generate a lifetime monthly paycheck. I've previously written about immediate annuities as one way to ...

A variable annuity can offer you tax-deferred growth, a wider range of investment options and guaranteed income. However, it comes with potential risks. And the success of your investment will hinge ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Marguerita is a Certified Financial Planner (CFP), Chartered ...

Annuities provide a guaranteed monthly income for life, making them an increasingly popular strategy for Americans worried about outliving their savings in retirement. Total U.S. annuity sales reached ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...