Preston Cooper at AEI recently published an analysis of the latest federal student loan data, and the results were sobering: 5.5 million borrowers in default, another 3.7 million more than 270 days late on their payments and 2.7 million in the early stages of delinquency.

Key Points ・International graduate students looking to study in the United States face more uncertainty than ever before in 2026. ・Private student loans without a U.S. co-signer are still available, though they come with higher costs and stricter eligibility rules.

Trump's student-loan repayment overhaul includes the elimination of the Grad PLUS program. Yale said it's putting out a "comparable" new plan.

Continuing your education is already a decision that entails financial planning. Now, with the Trump administration’s updated limits on federal student loans for professional and graduate students, there are some new considerations to factor into the equation.

The changes are significant, but not immediate. Most will go into effect from July 1, 2026, to July 1, 2028, including: Big cuts to federal loans for grad students and parents. A new repayment plan landscape. Limits to relief options for struggling borrowers.

Student-loan borrowers taking on new debt for the 2023-2024 school year will see interest rates surge, especially for parent and grad PLUS loans.

New borrowing limits for graduate programs and the elimination of Grad PLUS Loans have left universities scrambling to figure out how to help students pay for their education.

Student debt could be impacted by the DOE’s proposed restrictions of new caps on federal graduate student loans to just 11 degrees, including law, medicine and theology.

Graduate and professional school students are about to experience an unprecedented funding gap. Thanks to One Big Beautiful Bill’s elimination of the Grad PLUS loan program – which allowed borrowing up to the cost of attendance – and corresponding ...