On the surface, an interest rate is just a number. How that number applies to debt or equity opens up a world of possibilities. The first consideration is always whether it’s simple interest vs.

Simple interest is more favorable for borrowers due to its non-compounding nature. Compound interest benefits investors by allowing earnings to also generate returns. Invest in avenues like stocks ...

An independent clause is basically a complete sentence; it can stand on its own and make sense. An independent clause consists of a subject (e.g. “the dog”) and a verb (e.g. “barked”) creating a ...