(NewsNation) — Mortgage rates are at their lowest level in two years — and could fall further — but interest payments are just one of the costs that come with a mortgage. Buyers also have to take into ...

Monthly mortgage payments can increase even if your interest rate is fixed. If your mortgage payment includes homeowners insurance, property taxes, homeowners association dues or other homeownership ...

Local and state governments raising property tax rates, home insurance providers increasing premiums and lenders offering ...

Recasting lowers your monthly payment, but it doesn't shorten your mortgage or maximize interest savings. Making an extra principal payment won't lower your monthly payment but can reduce the total ...

Between rising home prices and today's high mortgage rates, buying a home has gotten very expensive. "Today's home affordability is the worst we've seen since the early '80s," says Neil Christiansen, ...

Your mortgage payment isn’t always a fixed amount, even with a fixed-rate loan. Your monthly bill can change due to increases in property taxes, homeowners insurance or other costs tied to your escrow ...