Tue, March 31, 2026 at 6:52 PM UTC Let's say a couple retires at 63 with $2 million in a traditional 401(k) and has no RMDs for a decade. Their taxable income is low, and that window is the most ...

On a recent episode of the Catching Up to FI podcast, financial planner Allen Mueller laid out one of the most underused ...

Many retirees focus on how much they have saved, but financial experts say the order in which you withdraw your money can be just as important as the amount itself.

If you’ve spent years maxing out a 401(k) or traditional IRA, most of your wealth may be sitting behind a wall you cannot touch without a penalty until age 59½. There is a strategy to work around that ...

A seven-figure traditional IRA can look like the promised land at 62, but the tax bill is already quietly winding up to strike in the background. Once Required Minimum Distributions begin at 73, the ...

Quick ReadMandatory Roth catch-up rules in 2026 eliminate the upfront deduction worth $2,560 for high earners in the 32% ...

If you are considering doing a Roth conversion, this article is for you. This is the third column in a three-part series. The first one, “10 reasons not to do a Roth conversion,” ran in early June and ...

Roth individual retirement account conversions can reduce pretax balances and begin tax-free growth. But the trade-off is the converted balance boosts your income, which can trigger other tax ...

The right strategies can help you avoid a massive tax bill.

Many financial planners complete Roth individual retirement account conversions around year-end. Roth conversions typically require precise current-year income projections to avoid possible tax ...

Imagine you just made an investment – and it lost value overnight. Most investors feel disappointed when they see red on their performance chart. However, an initial loss in value, seemingly overnight ...