You can forget the 4% rule — this strategy can set you up for life.

Last year was a record-breaker for early 401(k) withdrawals, according to Vanguard (1). All told, 6% of account holders in ...

Consider your retirement age, spending needs, and investment mix when planning your initial withdrawal rate. Also think about ...

Here is your go-to guide on getting the most out of retirement with your taxes. It’s not as hard as you would think.

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. One of the major challenges for people spending from their portfolios is how to manage the tax bills from those paychecks. Joining me to ...

It's natural to land on a withdrawal strategy for retirement and stick with it through thick and thin. The 4% rule, for ...

A growing number of Americans are turning to their retirement accounts to cover immediate financial needs, even as overall ...

According to Morningstar’s new analysis, when you retire, you can start with one withdrawal rate and adjust for inflation—but ...

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid foreclosure or eviction (36%), to pay medical expenses (31%) ...

Retirees often face a difficult question: when and how much should they withdraw from their retirement accounts? According to Ed Wright, a partner at Golden Reserve, an Indianapolis-area financial ...

MEMPHIS, Tenn. - A whopping 6% of Vanguard customers made an emergency hardship withdrawal in 2025, according to the ...