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I am currently in the process of buying my first home, and one of the more confusing (and frustrating) aspects of first-time homebuying involved the mortgage pre-approval letter. At what point in the ...

If you're in the midst of the homebuying process, you're probably familiar with pre-approval: the process of completing a mortgage application with a mortgage lender to see if you're approved for a ...

A mortgage approval is a loan application that has been reviewed and approved by an underwriter. Most of the pre-approvals that you see today are in fact a "loan originator opinion letter." Loan ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

In 2002, Steve, a nice young man with a good job, serious savings, and excellent credit made an attractive offer on a two family house in a Boston suburb. It had to be an attractive bid as there were ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

Sometime between now and 2.5 years from now, my wife and I would like to buy a house. We love where we live now, and would like to stay here. The problem is that it's expensive. There *are* houses ...