As digital transactions become the norm, the demand for secure and convenient payment methods is at an all-time high. After one of the most challenging years in cybersecurity, the need to protect our ...

UPI and Pix do not provide a universal template. They emerged from specific institutional, regulatory, and market contexts.

India’s Unified Payments Interface (UPI) represents a significant shift in how digital payment systems can be designed, governed, and scaled. Rather than operating as a proprietary payment product, ...

The Covid-19 pandemic has disrupted every aspect of how societies function, forcing governments, businesses, educators, and regular citizens to adapt to a “new normal” way of conducting daily ...

The quick response (QR) code-enabled mobile payment has gained large attention from academicians and policymakers due to its fast, convenience, and usefulness. However, acceptance of this technology ...

ASEAN's drive towards regional economic integration includes developing a cross-border digital payment system for seamless financial transactions and promoting the use of local currencies, aiming to ...