Here are financial experts' tips and alternative strategies for getting long-term care insurance in your 70s.

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Long term care insurance, specifically hybrid policies, can help baby boomers afford the kinds of devices that support independence as they age, while protecting savings and providing flexibility ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...

Are you prepared for the possibility of needing long-term care in the future? This may include care in a nursing home, an assisted living facility or home health care. According to the ...

Life insurance and long-term care benefits are generally income tax free for beneficiaries. Premiums for these insurances are typically not tax deductible, except possibly at the state level. No major ...