There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Unfortunately, the SECURE Act of 2019 made it more difficult for the beneficiaries of IRAs and other retirement accounts to ...

Planning for retirement isn’t simple. Many investors and their advisors pore over options, looking for the perfect allocation of stocks, bonds, cash and other assets. “What few of them are thinking ...

When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...