Stated income loans allow borrowers to acquire a mortgage by stating their income without the same verification as traditional loans. While the original high-risk stated income loans haven’t been ...

As a result, older homeowners may find that their top options are either a home equity loan or a reverse mortgage. While both ...

Residential real estate investors don’t always fit the traditional mortgage mold. They often have complex financial situations or even multiple properties and may not report income in the same manner ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Stated income loans help ...

Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Debt service coverage ...

Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity. Her expertise includes personal finance, insurance, real estate, and ...

NINJA loans contributed to the 2007-09 financial crisis; tighter regulations now exist. Real estate investors can use NINA loans, needing high credit and substantial down payments. FHA, VA, and USDA ...