Deferred Income Annuities (aka: Longevity Annuities or the acronym DIAs) are the product type that should dominate annuity sales in a perfect world. If all commissions for all annuity types were the ...

After you retire, your income will mainly come from savings and Social Security. However, annuities provide an additional steady income stream to help you enjoy your golden years with greater ...

Annuities can provide you with an additional stream of income in retirement. These insurance contracts allow you to collect payments at a future date in exchange for an upfront premium. In addition to ...

An annuity is an insurance contract you purchase to receive payments for a specific period, such as 30 years, or for the rest of your life. By applying a mathematical formula consisting of variables ...

Annuities are an effective tool for individuals seeking to secure their financial future. After all, they provide a steady income stream, often for life, and can ease concerns about outliving your ...

With more than $1 trillion expected to exit deferred annuity contracts over the next five years, manufacturers, asset managers and distributors will face both opportunities and challenges. Each year, ...

Over the past several decades, society has undergone a notable cultural shift — one marked by the transition from full-service gas stations to self-service pumps. This evolution reflects a broader ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Dr. Melody Bell is a personal finance expert, entrepreneur, educator, and researcher. Melody ...