Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

The semiconductor industry is poised for strong growth, driven by AI, autonomous driving, IoT, and 5G, despite supply chain and geopolitical challenges. Intel struggles with AI and cloud computing ...

Tala execs say proprietary data and adaptive underwriting could unlock lending for entrepreneurs shut out of traditional ...

AI-driven approach – developed by collaboration of SAS, Man Group, Pension Insurance Corporation plc and Stanford University – forecasts corporate credit rating upgrades and downgrades The model flags ...

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...

MSCI (NYSE:MSCI) and Moody's (NYSE:MCO) will launch an analytics service aimed at quantifying risk in the fast-growing, though opaque, private credit market, the companies said on Monday. As part of ...

It began as a note stuck to the wall during a 2018 brainstorming session at Experian plc’s consumer business unit. The two-word idea — “score boost” — was one of a hundred that came up that day, but ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. The new product promises to transform use cases like credit scoring and ...

The internal-ratings based approach for banks to quantify capital for credit risk – a framework deployed by over 100 banks, from Europe to China and Australia – is in crisis. While the Fed has been ...

This paper introduces a continuous-time extension to the influential CreditRisk+ model for portfolio credit risk modeling. For capital calculations it introduces a risk measure based on the maximum of ...

Tighter bank standards and elevated credit-card delinquencies have created an opening for direct lenders in 2025. As traditional banks retreat, digital platforms are filling the gap for small-ticket ...