Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.

Credit card balances are climbing at a pace that is starting to look less like a blip and more like a structural shift in how ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Learn what a credit card floor limit is, how it works, and see real-world examples. Protect against fraud with insights into credit and debit card transactions.

Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare. First, focus on the credit card with the highest interest rate and continue ...

You’re reading through yet another story on credit card point hacking, wondering how you can book your first-class tickets to Japan. Or you’re listening to a TikToker explain how they’ve leveraged one ...

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...

People often think credit cards will increase their expenses and lead to unnecessary debt. However, this isn't true. They are a smart financial tool. If used wisely, you can reap numerous benefits.

For months on end, U.S. drivers have been struggling in the wake of rising gas costs. Throw in general inflation, and a lot of people are racking up higher credit card tabs to cover their essential ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...