Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

In my last column, I explained automobile insurance coverage motorists must carry to drive legally in Pennsylvania. Today I will talk about optional coverages. The optional physical damage coverages ...

Learn how gap insurance protects you financially by covering the difference between your car's value and what you owe in case of total loss. Discover when to buy it.

Car insurance covers a wide variety of situations to protect you, your vehicle and others. Without car insurance, you could face significant expenses if your car is damaged and even legal ...

Gap automobile insurance is an often overlooked yet essential component of comprehensive car insurance coverage. While it may not be necessary for every driver, understanding its benefits and ...

Uninsured motorist coverage is a crucial component of auto insurance that protects drivers in accidents where the at-fault party lacks sufficient insurance. Understanding the laws governing this ...

Drivers searching for cheap full coverage car insurance are finding that affordability no longer means cutting corners on protection. Full coverage once sounded like a premium choice — extra ...