Navigating contribution limits for saving can easily have you missing out on opportunities to save on your taxes. Whether you are a Baby Boomer, Gen-Xer, or Millennial, understanding the rules for ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

A major part of retirement planning is choosing which type(s) of retirement accounts you want to use to hold your savings and investments. If you're self-employed, either a solo 401(k) plan or ...

Retirement might seem like a distant event, but life moves fast. So, investing money for retirement as early as possible—like, now—is extremely important. It can help ensure you’re ready to retire ...

Retirement planners often debate whether to max out a 401(k) or prioritize a Roth IRA. A mathematical analysis reveals that, contrary to popular advice, maxing out a 401(k) before investing in a Roth ...

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Saving for retirement is one of the smartest things you can do for your future, but choosing between different retirement accounts can sometimes feel overwhelming. Two of the most common options are ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Retirement planning is no longer an easy task. Age, retirement plan options, taxes, and required minimum distributions (RMD) have all made the calculations much more difficult. You just about need a ...

As an adviser, you will often be asked by clients to opine on strategic decisions that lay the foundation for retirement readiness. Two common lines of questioning involve whether employee populations ...